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Transactions · Private Equity · Strategic Acquisitions

Financial Due Diligence Cyprus

Independent, senior-led financial due diligence for acquisitions, disposals and investment transactions involving Cyprus businesses and international groups.

Buy-Side FDDVendor DDQuality of EarningsNet DebtWorking CapitalSPA Support
Before capital is committed

Understand the earnings.
Understand the risks.

Audited financial statements provide an important baseline, but they rarely answer every question that matters in a transaction. Financial due diligence focuses on the sustainability of earnings, cash conversion, working-capital requirements, balance-sheet exposures and the matters that can directly affect valuation or deal terms.

Our work is scoped around the decision being made. We focus reporting on matters that can change price, structure, completion mechanics or post-deal priorities rather than delivering a standard checklist.

QoE
Normalised earnings and sustainability analysis
Deal
Net debt, working capital and purchase-price support
Core workstreams

Financial analysis built around transaction value

Quality of Earnings

Bridge reported EBITDA to a defensible view of sustainable earnings, including one-offs, owner items, accounting estimates, run-rate effects and revenue-quality considerations.

Revenue & Margin Analysis

Assess revenue trends, gross margins, customer concentration, recurring versus non-recurring income, pricing, churn indicators and key commercial drivers where data permits.

Net Debt & Debt-Like Items

Identify borrowings, shareholder balances, accrued interest, overdue taxes, deferred consideration, unusual creditor items and other potential debt-like exposures.

Working Capital

Analyse monthly trends, seasonality, receivables, payables, accruals, deferred income and potential normalisation adjustments to support an appropriate working-capital mechanism.

Cash Conversion

Review the relationship between reported earnings and operating cash generation, with focus on recurring cash requirements and unusual movements.

Balance-Sheet Integrity

Challenge material balances, provisions, related parties, commitments and accounting judgements that may affect the buyer’s view of value or risk.

Forecast Review

Assess forecast assumptions against historical performance, current trading and operational drivers without presenting the work as an assurance opinion on forecasts.

SPA Financial Support

Support financial definitions and schedules for completion accounts, locked-box structures, net debt, working capital, earn-outs and purchase-price adjustments.

Buy-side and sell-side

The right scope for the transaction

Buy-Side Due Diligence

Help corporate buyers, investors and private-equity teams understand earnings quality, cash requirements, exposures and price-sensitive findings before committing capital.

Vendor Due Diligence

Prepare a business for sale by identifying issues early, normalising financial information and reducing avoidable friction when buyer advisers enter the process.

Targeted / Red-Flag Review

For smaller or time-sensitive transactions, focus procedures on the few financial questions most likely to affect value, structure or the decision to proceed.

Sector depth

Specialist issues in complex businesses

iGaming & Online Platforms

Revenue streams, player liabilities, payment providers, marketing economics, IP arrangements and multi-jurisdiction operating models.

Technology & SaaS

Recurring revenue, development expenditure, intellectual property, customer metrics, capitalised costs and transfer-pricing relationships.

Fintech & Regulated Entities

Safeguarding and client-money arrangements, regulatory capital, compliance spend, transaction flows and regulated group structures.

Integrated transaction support

Connected deal expertise

Frequently asked questions

Practical questions, answered

What does financial due diligence cover?

Scope is tailored to the transaction and can include quality of earnings, revenue and margin analysis, working capital, net debt and debt-like items, cash conversion, balance-sheet exposures, forecasts, related parties and transaction-specific risks.

Do you provide buy-side and vendor due diligence?

Yes. We support buyers assessing a target and shareholders preparing a business for sale, with scope agreed around the transaction, data availability and decision needs.

Can you support SPA purchase-price mechanisms?

Yes. Our work can support financial definitions and schedules for completion accounts, locked-box structures, working-capital mechanisms, net debt and earn-out calculations, alongside the client’s legal advisers.

Do you work on iGaming, technology and fintech transactions?

Yes. These sectors can involve complex revenue recognition, payment flows, intellectual property, customer metrics, regulatory considerations and international group structures, which we can incorporate into the financial review.

Is financial due diligence the same as an audit?

No. Financial due diligence is transaction-focused and is not a statutory audit or an audit opinion. The procedures and deliverables are agreed for the specific transaction and intended users.

Considering an acquisition
or disposal?

Discuss the transaction confidentially before committing capital or finalising terms.

Confidential initial discussion
Confidential initial discussion